प्रधानमंत्री

India's villages are the foundation of economic development and the Indian agriculture industry is an important part of the country's economy. Millions of families depend on and are responsible for Indian agriculture. Crop insurance plays an important role in helping farmers ensure the results of their hard work. We will discuss the importance of crop insurance and its benefits for farmers.

What is crop insurance? 

Crop insurance is a type of insurance that helps farmers protect their crops from irregular weather conditions. It gives farmers an opportunity to reduce their costs and ensure their income. Crop insurance schemes are run by the government, and they provide financial assistance to farmers in case of crop loss.

Agricultural Insurance Corporation

Crop Insurance Corporation is an important organization for the safety of farmers and protection of their farming in India. It is established by the government and works to protect the farmers of India from various types of natural disasters and extenuating circumstances. The main objective of Agricultural Insurance Corporation is to free the farmers from losses on their farming costs. This government scheme provides the facility to farmers to get insurance for their crops so that they can run their farming self-reliantly. For more information visit: www.aicofindia.com

https://policyholder.gov.in/crop-insurance , www.pmfby.gov.in and https://irdai.gov.in The Insurance Regulatory and Development Authority of India (IRDAI) has a major role in the development and regulation of the insurance sector, including crop insurance, in India. There are various schemes under Agricultural Insurance Corporation, such as Pradhan Mantri Fasal Bima Yojana (PMFBY), National Agricultural Insurance Scheme (NAIS), and Met Agricultural Insurance Scheme (MNAIS) etc. Under these schemes, farmers can get their crops insured to protect them from various natural calamities such as floods, drought, snowfall, rain, diseases, pests etc.

Benefits of crop insurance

Investment Protection: Crop insurance provides farmers with protection of their investments. When a farmer insures his crops, he is protected against losses caused by irregular weather conditions. This strengthens the economic condition of farmers and gives them self-support to invest. 

Also read: Farmers in UP are less interested in crop insurance

Security of farmers' income: Crop insurance provides farmers with security of their main income source. If a farmer's crop suffers any kind of damage, then crop insurance provides him financial help. With this the farmer can ensure the financial security of his family.

Increase in agricultural production: Provision of crop insurance makes farmers feel more secure and gives them courage to increase agricultural production. When farmers are sure that their hard work is not going to result in crop loss, they are more enthusiastic and try to produce more.

Improvement of Agricultural Literature: Crop insurance improves the economic condition of farmers and makes them more structured towards more education and literary development. As a result, the level of agricultural literature also increases and farmers have more knowledge, which also improves their agricultural production.

Social Security: Farmers also get a sense of social security through crop insurance. If there is any loss in the farmer's crop, he does not need to face much social conditions. He is able to support his family and can help other members of the society.

Also read: Farmers can avail the benefits of crop insurance scheme

Suggestions and technical assistance: Crop insurance schemes give farmers a chance to do farming with new techniques and better technologies. Government and insurance companies often provide suggestions and technical assistance to farmers for better farming, which makes farmers more excited and aware.

Savings and investment opportunity: Crop insurance provides farmers with security for their savings and investments. When a farmer gets his crops insured, he gets a chance to strengthen his economic structure. With this, the farmer can invest and save more to improve his economic condition.

Farming without stress: With crop insurance, the farmer can do farming without stress. When their crops are protected by insurance, they can do farming without worrying about weather conditions. This reduces the mental pressure of the farmer and he can work more efficiently.

Many schemes are being run by the Central Government for the benefit of farmers. The objective of these schemes is to uplift the farmers economically as well as to overcome the challenges faced during farming. Various schemes are being run by the Central Government for farmers. Farmers get various types of support through these schemes. What are those schemes which support farmers financially? Along with this, they also help in other tasks related to farming.

PM Kisan Saman Nidhi Yojna

Under PM Kisan Samman Nidhi Yojana, 6 thousand rupees are provided to the farmers of India every year. Under this scheme, these rupees are transferred to the farmers in four installments. This means that this amount is made available to the farmers in three different installments of Rs 2 thousand each. If you want to take advantage of this scheme, then do not make any mistake while applying. For more information related to the scheme, farmers can contact PM Kisan Yojana helpline number 155261 or 1800115526 or 011-23381092.

Also read: 81000 beneficiaries were removed from the list of PM Kisan Samman Nidhi Yojna

PM Kisan Maandhan Yojana

Under the PM Kisan Maandhan Yojana issued by the Central Government, the government is providing a pension of Rs 3,000 per month to the farmers. Only farmers between 18 to 40 years of age are eligible to apply to avail the benefits of this scheme. When farmers reach 60 years of age, a pension of Rs 3,000 per month is sent to their account.

Prime Minister Crop Insurance Scheme

Under the Pradhan Mantri Fasal Bima Yojana, financial security is provided to farmers against crop damage due to natural disasters, pests and diseases. Under the scheme, farmers have to pay a premium, on which the government gives subsidy. The central and state governments share the premium subsidy for non-subsidized crops in the ratio of 50:50. At the same time, the central government provides higher subsidy share for subsidized crops.

Farmers currently get the benefit of insurance coverage for their crops under the Prime Minister Crop Insurance Scheme. Also, farmers can get the benefit of insurance coverage for ponds, tractors, cattle, etc. under this scheme.

The central government is preparing to give a new gift to the farmers of India. According to media reports, efforts are being made by the Central Government to increase the benefits provided to farmers under the Prime Minister Crop Insurance Scheme. Because of this, farmers are likely to get relief soon. For information, let us tell you that under the Prime Minister Crop Insurance Scheme, currently, farmers get the benefit of insurance coverage for their crops. Modi government is currently making preparations to increase the scope of this insurance scheme. In the next few days, farmers can get the benefit of insurance coverage for ponds, tractors cattle, etc. under this scheme.

Positive Improvements in Prime Minister Crop Insurance Scheme

The central government led by PM Narendra Modi is soon preparing to give a special gift to the farmers across the country. News agency PTI has made this claim through government officials. For your information, let us tell you that it has been said in the report that the Central Government is trying to expand the scope of profits beyond crops under the Prime Minister Crop Insurance Scheme. Under this, preparations are underway to bring properties like ponds, tractors, cattle, palm trees, etc. under the crop insurance scheme.

Also read: Crop insurance and its benefits for farmers

Possibility of giving a new look to the portal

The Central Government may redesign the Pradhan Mantri Fasal Bima Yojana portal to expand the scope of the PM Crop Insurance Scheme. Pradhan Mantri Fasal Bima Yojana portal can be developed as a comprehensive platform. This will enable farmers to benefit from insurance coverage on assets other than crops. The government can easily make a provision of Rs 30 thousand crore for this.

Also read: Important Schemes Being Run by the Government in the Interest of Farmers

Farmers can get help from this app

Let us tell you that according to the report, this campaign of PMFBY can be further developed through AIDA. The AIDA app was launched in July this year. Under this app, registration of people will be done from door to door, so that PMFBY can be made more accessible to the farmers. Through this app, insurance intermediaries will not only be able to enroll farmers for crop insurance but will also be able to provide benefits of non-subsidy schemes to 4 crore farmers.

Prime  Minister Narendra Modi Ji has issued the 15th instalment of Prime minister Kisan Samma Nidhi. Let you inform that, Farmers can have a check on their bank account. All those farmers who have been waiting for  the 15th instalment of Prime minister Kisan Samma Nidhi, the wait is now over. PM Narendra Modi has transferred the grant money to their accounts. More than 8 crore farmers have been provided benefits under this scheme. Around 18 crores of money has been transferred under this scheme. Pradhan Mantri Modi has transferred this installment by pressing a button from Khunti in Jharkhand. The main aim of this scheme is to provide financial aid to farmers. Farmers are provided this aid to fulfil their needs of agriculture and other sudden emergencies. 

Farmers will get here the aid

If any farmers want any information about this scheme, they can surely drop an email at pmkisan-ict@gov.in . Also apart from this, they can contact on helpline number 155261 or 180011556 or 011-23381092.

Under the Kisan Samman Nidhi Yojana the central government has taken a big decision to double this monetary amount. Earlier farmers used to be given 6000 rupees yearly. Let's who can avail this benefit. 

The central government has decided to make a major change in pm Kisan Samman Nidhi Yojana. Under the PM Kisan Samman Nidhi Yojana to help the farmers financially a sum of 6000 yearly will be given to farmers. But recently the central government has increased this amount to 12000 rupees for Rajasthan. On the 20th November 2023 in the Hanuman Nagar of Rajasthan Prime Minister Modi said during one of his election campaigns that “In Rajasthan BJP has decided to buy crops on MSP. And bonuses will be provided to farmers.”

How much money will be given in the Kisan Samman Nidhi Yojana

Rajasthan has been in political heated environment recently because the vidhan sabha elections are in the near future. Because of this PM Modi went on a tour to Rajasthan and made various announcements for farmers. PM Modi said that Congress has led farmers into a vicious cycle of debt. He added that Congress has to answer about the lakhs of hectares of cotton crop wasted. And he said that people who have robbed farmers will not roam around freely. Due to these factors the produce in Rajasthan will be bought on MSP. Along with this bonus will also be provided. Under the PM Kisan Samman Nidhi Yojana the monetary amount is also increased to 12000.

Crores of Rupees are being spent by the government to make fertilizer cheaper.

In the Rajasthan election campen PM Modi also said that for helping the farmers his government will always be ready. He said that to make fertilizer cheaper for every farmer the government is spending crores of rupees. Also so that the farmer gets cheap and good quality fertilizer without having to search for it. He also mentioned that worldwide one sac of urea costs around 3000 rupees but in India 1 sac of urea cost less than 300 rupees for the farmers.

Explain that flood is the biggest problem in our region. We locals are cultivating according to climate change. However, there are severe floods and winds, which affect our crops a lot. Also, insects in crops are also normal. The PM crop insurance scheme is the best option for crop insurance. Farmer Vijayavan has this insurance since 2019. The Pradhan Mantri Crop Insurance Scheme is providing us with strength and strength.

What is Prime Minister Crop Insurance Scheme

The Pradhan Mantri Crop Insurance Scheme is a government insurance scheme run by the Central Government for farmers. This scheme is for preserving farmers from natural disasters such as floods, hailstorms, droughts, pests and diseases.

Necessary documents to avail the scheme

To avail the benefit of the Pradhan Mantri Crop Insurance Scheme, you have the requirement of Aadhaar card, ration card, land lease, bank account passbook, proof of crop failure etc.

How to apply for PM crop insurance scheme

To apply for the Pradhan Mantri Crop Insurance Scheme, first visit the Kisan Bhai official website. After this, click on the farmer corner on the homepage. Now farmers enter their mobile number and login. After this, farmers should enter all the necessary details name, address, age, state etc.  Finally the farmer  can click on the submit button.

Farmers can complete the process given here to take advantage of the Pradhan Mantri Crop Insurance Scheme. Here the necessary documents have been told, with the help of which farmers can benefit from the scheme.

A lot of schemes are being run by the government, from which farmers are benefiting greatly. One of these schemes is named after the Pradhan Mantri Crop Insurance Scheme (PMFBY). Through this scheme, farmers are provided insurance cover against damage to standing crops. The premium of insurance cover for rabi crops under the scheme is 1.5% percent. Also, the government provides a 50% percent grant, which means that farmers have to pay only a 0.75% percent premium. Currently crop insurance week is going on. Farmers should insure crops quickly to take cover.

Let's Know which damage is covered in it

Dry

flood

Hailstorm

hurricane

Insect

Diseases

What will be the benefit that farmers can get 

Under this, financial security is provided to farmers against the loss of standing crops. Also, it helps farmers to maintain their income and continue farming. In addition, it helps in making farmers self -sufficient.

Necessary documents for crop insurance

Crop Insurance Application Form

Crop sowing certificate

Farm map

Copy of farm measles or B-1

Aadhar card

Bank account details or passbook

Passport Size Photo

What is the process of application

Step 1: First candidate should visit the official website of Pradhan Mantri Crop Insurance Scheme https://pmfby.gov.in/.

Step 2: After this, candidates should register on the home page.

Step 3: Then after completing the registration of the farmer brother, it is to choose the option of Apply as a farmer.

Step 4: After this an online form will be found, where all the information sought will have to be filled properly.

Step 5: Now perform a preview after filling the form, so that the mistakes can be detected.

Step 6: Then the form is filled properly, then attach the document and submit it.

The Modi government can soon provide a big gift to women farmers. According to sources, in the interim budget to be presented on 1 February, the government may announce the doubles of the Pradhan Mantri Kisan Samman Nidhi Yojana for women farmers. Before the Lok Sabha elections, the Modi government is preparing to give a big gift to women farmers. The central government can double the amount of Pradhan Mantri Kisan Samman Nidhi Yojana for women farmers. That is, 12 thousand rupees will now come in the account of women farmers. Under PM Kisan Yojana, at present, 6000 rupees are provided to small and marginal farmers, who reach the accounts of farmers in three instalments of two thousand rupees. This is a kind of financial assistance that is given by the government to help small farmers.

Government preparations to get support of women from the scheme

In the assembly elections of 5 states of the country, the people have given confidence in the election promises of Chhattisgarh, Rajasthan and Madhya Pradesh, giving the BJP an unexpected victory. In this, the BJP supported the success of "Ladli Bahna" and "Ladli Laxmi Yojana" and women in the elections of MP. Taking a lesson from this, the Central BJP government is now moving towards doubling their honour fund to get the support of women farmers of the country.

Also read: Now Kisan will be able to do the e-KYC process of Pradhan Mantri Kisan Samman Nidhi Yojana with the app

Government can announce in the upcoming budget in February

According to sources in the Ministry of Agriculture, preparations are being made to implement the Pradhan Mantri Kisan Samman Nidhi Yojana in a new category in the budget. Under this, the honour fund of women farmers can be increased from Rs 6 thousand to Rs 12 thousand. It can be announced in the upcoming interim budget, which will be introduced on 1 February. According to media reports, the Ministry of Agriculture and the Ministry of Finance have completed all its preparations. In this regard, details of women farmers, owners of land holding land, have also been invited from all the states. The rest of the aspects, including additional burden on the government treasury, have been considered by its analysis. However, till now neither the ministry nor the government has made any official announcement on this.

Will the government budget be affected by this?

According to government data, Indian farmers is about 26 crore in the 1.40 billion population. The share of women farmers in this is about 60 % percent. At the same time, only 13% of these women farmers have farming land in the name of women farmers. Meaning that only 13 percent of women farmers keep land holding. If the honour fund of women farmers is doubled, then the central government will have to bear an additional burden of Rs 12 thousand crore. The Central Government's estimated budget is about $ 550 billion. Accordingly, the additional burden of Rs 12 thousand crore will not affect the budget structure much.

 If you have not completed the e-KYC process under PM Kisan Yojana, then complete it today. Otherwise, your 16th installment may get stuck. The government has set the last date for this. A major update related to the Pradhan Mantri Kisan Samman Nidhi Yojana has come out for crores of farmers of India. Farmers should not forget to ignore it. Because, by doing so, the amount of their 16th installment may get stuck.

Actually, this update is about e-KYC. Farmers who have not yet got their e-KYC done for PM Kisan Yojana. He should get it done quickly. If you do not do this in time, then your 16th installment may get stuck. Now in such a situation, the farmer brothers should complete their e-KYC process today.

If you do not do this, the account will be closed

 For your information, let us know that the farmers who have not yet completed their e-KYC (How to do PM Kisan e-KYC) process. He should complete it quickly. The last date for this has been fixed for 31 January. By not doing this, the amount of 16th installment of PM Kisan will not come in the account of the farmers. Not only this, the accounts of farmers who do not get e-KYC done will also become inactive.

Government organising camps for registration

More and more farmers can get the benefit of this scheme. For this, special camps are also being organized at Gram Panchayat headquarters under Bharat Sankalp Yatra. In such a situation, the farmers who have not yet registered. They can apply with the help of CSC or e-mitra.

Also read: 81,000 ineligible farmers dropped from PM Kisan Samman Nidhi scheme list

Under this scheme, farmers of the country receive assistance of Rs. 6,000 each year. Which comes in the account of the farmers in installments of two thousand rupees. Such farmers also have up to 2 hectares of land. They are given the benefit of this scheme. Farmers who have not yet got Aadhaar seeding and land verification done, they should do this work very quickly. If the KYC is not completed by January 31, then they will be considered ineligible for the scheme.

E-KYC mandatory for PM Kisan

To get e-KYC related to the scheme, you can visit your nearest CSC center or the nearest bank branch. Apart from this, you can also complete the e-KYC process on PM Kisan Portal sitting at home. For this, click on the option of e-KYC provided on the website and keep following the further process. If you want to get e-KYC done online, you can follow the steps given below.

To do e-KYC,

1) go to the official website of PM Kisan Yojana www.pmkisan.gov.in.

2) Now after this, tap on e-KYC on the home page.

3) Now enter your Aadhaar number and other necessary information here.

4) After doing this, an OTP will come on your number, enter it. Your e-KYC will be completed

Apart from this, farmers can also complete the e-KYC process offline by visiting the CSC center.