PM Kisan

Small farmers in India will now have easier access to financing. Let us inform you that the Modi administration will shortly introduce a new programme through which small and marginal farmers linked with ARDB would benefit from loans and related services. The national government will shortly introduce a new strategy for the country's small farmers. Actually, Union Cooperative Minister Amit Shah is about to initiate a computerization initiative for Agricultural and Rural Development Banks and the Registrar of Cooperative Societies.

According to the official release, Amit Shah will oversee the computerization of ARDB and RCS throughout the states and union territories. The programme is being organised by the Ministry of Cooperation with the assistance of the National Cooperative Development Corporation (NCDC). The Ministry has made a crucial step by computerising the offices of Agriculture and Rural Development Banks (ARDBs) and Registrars of Cooperative Societies (RCSs) in states and union territories.

Organised by Ministry of Cooperation with the help of NCDC

The Ministry of Cooperation is organising this programme in partnership with the National Cooperative Development Corporation (NCDC). The project would completely computerise the offices of Agriculture and Rural Development Banks (ARDBs) and Registrars of Cooperative Societies (RCSs) in States/Union Territories, which is a key step made by the Ministry of Cooperation. According to the statement, this initiative would modernise the cooperative sector while increasing efficiency, where the entire cooperative system will be placed onto a single digital platform.

Also to read: farmers to get benefits of government schemes through cooperative societies

ARDB to continue computerising 1851 units

According to the announcement, 1,851 ARDB units throughout 13 states and territories would be computerised. These will be linked to the National Bank for Agriculture and Rural Development (NABARD). This means that regularly used software will be based on a single national software. This programme will improve operational efficiency, accountability, and transparency at ARDB by standardising business processes using the Common Accounting System (CAS) and Management Information System (MIS). The strategy will let small and marginal farmers to benefit from ARDB acreage and related services via Primary Agricultural Credit Societies (PACS).

To improve the economic condition of Indian farmers, the Government of India started PM Kisan Yojana. Also, at present, almost all the farmers of India are taking advantage of it. Regarding the PM Kisan Yojana of the Government of India, you all know very well, how it is beneficial for the farmers. Many farmers in India are getting financial benefits by joining this scheme. For your information, let us tell you that under this scheme, Rs 6000 is sent to the accounts of farmers in three installments every year from the Central Government.

Farmers are waiting for the arrival of the 15th installment

As seen, the farmers of India have so far received the 14th installment of this scheme. At present, farmers are waiting for the 15th installment. It is feared that within a few months the 15th installment of the Pradhan Mantri Kisan Samman Nidhi Yojana will also be transferred to the accounts of the farmers. But, some farmers have been kept out of this scheme by the Government of India. Perhaps due to all these reasons, the number of farmers in the country is gradually decreasing due to various schemes of the government.

Also read: Farmers of Uttar Pradesh have been the maximum beneficiaries under the Prime Minister Kisan Samman Nidhi Yojana, know what is the condition of your state.

81000 farmers have been considered ineligible for this scheme

A piece of big news is coming out from the state of Bihar that under the Pradhan Mantri Kisan Samman Nidhi Yojana, about 81,000 farmers of the state have been considered ineligible for this scheme, due to which they have been excluded from this scheme. Let us know which farmers of the state have been kept out of PM Kisan Yojana.

Know which farmers will not get the benefit.

-Family of farmers appointed to government posts.

-Institutional landholders.

-They were serving or retired officers and employees of the state or central government.

-Farmer earning more than Rs 10 thousand per month.

-Pensioners, Engineers, Doctors and Lawyers families etc.

-Only these farmers will get the benefit of the scheme.

-Small and economically weak farmers.

-Landholding farmer families etc.

Also read: Changes in the rules of PM Kisan Samman Nidhi Yojana, update e-KYC soon

Apply for PM Kisan Yojana like this

-To apply under this scheme from home, farmers will have to visit the official website of PM Kisan, from where they can easily apply online.

-Check your name in the farmer list in this way.

-To see his name in the PM Kisan list, the farmer will first have to visit the official website of the scheme.

-After this go to the 'Beneficiary List' tab on the right side of the screen.

-After this, select the details from the drop-down such as state, district, sub-district, block, and village.

-After this, you have to tap on Get Report.

-After this, the Beneficiary List details will appear in front of you on the screen.

-PM Kisan Helpline Number for farmer assistance

For your information, let us tell you that our farmer brothers can contact us by email at pmkisan-ict@gov.in and helpline number 155261 or 1800115526 for any problem related to this scheme.

Launching "PM Kisan AI Chatbot (Kisan E-Mitra)" at Krishi Bhavan by the Union Minister of State of Agriculture and Farmers Welfare, it has been said that it will prove to be very effective for resolving the inconveniences caused to the farmers.

Union Minister of State of Agriculture and Farmers Welfare Kailash Chaudhary launched AI Chatbot today, which is part of the Pradhan Mantri Kisan Samman Nidhi Yojana. The inauguration of AI Chatbot is an important step in making the PM-Kisan Yojana more effective and giving a quick, clear and correct answer to the farmers to their questions.

During this time, Minister of State Kailash Chaudhary has said that this important step to connect the agriculture sector with technology is going to bring widespread changes in the lives of farmers. The Minister of State for Agriculture said that Prime Minister of India Narendra Modi has called for promoting the use of technology under good rule. The action taken today will be successful in this. The technique of cultivation through drones has the effect, which has attracted young people towards agriculture. This is the reason why new enterprises are starting in India's agriculture sector.

What has Union Minister of State for Agriculture and Farmers Welfare said

The Union Minister of State of Agriculture and Farmers Welfare has asked the state officials to train farmers to use AI Chatbot. Keep proper monitoring and solve the shortcoming in the initial stages with immediate effect. He laid special emphasis on connecting this exercise with weather, crop loss, soil situation, bank payment etc.

Also read: Government is bringing chatbot, farmers will get news of every scheme

AI Chatbot will be available in 22 languages soon

The purpose of starting AI Chatbot in the PM-farmer grievance management system is to give farmers a smooth and simple platform. AI Chatbot will help farmers to get their application status, payment details, ineligible status and other plan-related updates in the first phase of their development. AI Chatbot has been integrated with a language in the PM-Kisan Mobile app, completing the linguistic and regional diversity of PM-farmer beneficiaries. Actually, currently the chatbot is present in six languages, including English, Hindi, Bengali, Oriya and Tamil Shammilit. Soon it will be available in 22 languages of the country.

To avail the benefits of PM Kisan Maandhan Yojana, candidate farmers can register by visiting the official site. Under this scheme, farmers will be given three thousand rupees. Various schemes are being run by the government to help the farmers. Let us tell you that one of these schemes is PM Kisan Maandhan Yojana. Under this scheme, the government is providing a pension of three thousand rupees per month to the farmers. Only farmers between 18 to 40 years of age are eligible to apply for this scheme. The investment amount is determined according to the age of the applicant. If you apply for this program at the age of 18 years. This is why you will have to invest Rs 55 per month. If you apply at the age of 40, you will have to invest Rs 200 per month.

After what age will you get pension?

Let us tell you that when you turn 60 years of age, after that you get a pension of Rs 3000 per month. Apply by visiting any nearby public service center. After this you will have to give all your necessary documents to the VLE. After this he will include your application in the scheme. Apart from this, you can apply for the scheme yourself by visiting the official website of Pradhan Mantri Kisan Maandhan Yojana. Farmers with less than two hectares of land can apply for this scheme.

Documents required to apply

To avail the benefits of the scheme, a farmer must have cultivable land of 2 hectares or less. The age of the applicant should be between 18 to 40 years. It is mandatory to have important documents like Aadhar card, mobile number, passport size photo, identity card, age certificate, income certificate, farm Khasra Khatauni, bank account passbook.

Also read: Benefits of PM Kisaan Mandhan Yojna and how to apply

Method of registration

To register, first go to the official website. After this go to the homepage and login. Then the applicant has to fill his/her phone number to login. Now candidates enter the required information. Then candidates click on Generate OTP. After this an OTP will come on your registered mobile number. After this the empty box will have to be filled. Then submit the application form. At last you take print out of the page.

Many schemes are being run by the Central Government for the benefit of farmers. The objective of these schemes is to uplift the farmers economically as well as to overcome the challenges faced during farming. Various schemes are being run by the Central Government for farmers. Farmers get various types of support through these schemes. What are those schemes which support farmers financially? Along with this, they also help in other tasks related to farming.

PM Kisan Saman Nidhi Yojna

Under PM Kisan Samman Nidhi Yojana, 6 thousand rupees are provided to the farmers of India every year. Under this scheme, these rupees are transferred to the farmers in four installments. This means that this amount is made available to the farmers in three different installments of Rs 2 thousand each. If you want to take advantage of this scheme, then do not make any mistake while applying. For more information related to the scheme, farmers can contact PM Kisan Yojana helpline number 155261 or 1800115526 or 011-23381092.

Also read: 81000 beneficiaries were removed from the list of PM Kisan Samman Nidhi Yojna

PM Kisan Maandhan Yojana

Under the PM Kisan Maandhan Yojana issued by the Central Government, the government is providing a pension of Rs 3,000 per month to the farmers. Only farmers between 18 to 40 years of age are eligible to apply to avail the benefits of this scheme. When farmers reach 60 years of age, a pension of Rs 3,000 per month is sent to their account.

Prime Minister Crop Insurance Scheme

Under the Pradhan Mantri Fasal Bima Yojana, financial security is provided to farmers against crop damage due to natural disasters, pests and diseases. Under the scheme, farmers have to pay a premium, on which the government gives subsidy. The central and state governments share the premium subsidy for non-subsidized crops in the ratio of 50:50. At the same time, the central government provides higher subsidy share for subsidized crops.

By using the Kisan Credit Card, farmers can get loans at low interest rates. For this, they will have to go to the bank and submit the documents given here. The government has run various schemes to help the farmers. Lakhs of farmers across India are also getting benefits from the support of these schemes. Kisan Credit Card Scheme is being run so that the farmers do not have to face financial problems during agriculture. Under the scheme, a loan facility is also being provided to the farmers.

For your information, let us tell you that earlier there was a provision to provide benefits under the scheme only to farmers doing farming. But, at present, farmers engaged in fish farming and animal husbandry are also being given benefits under this scheme. Apart from crop management, farmers can also take loans for dairy work and purchase pump sets, etc. Under this scheme, the government has made arrangements so that there is not much interest pressure on the farmers. Due to an increase in interest, the cost of farming also increases, due to which farmers get trapped in the burden of debt. To save the farmers from this, much less interest is charged on KCC than the regular loans of banks.

Documents required for the agricultural loan at low interest.

Farmers, if you want to take an agricultural loan at low interest, then you need to have identity proof such as a voter ID card, driver's license, Aadhar card, PAN card, etc. Along with this, it is also very important to have land documents and a passport-size photograph of the applicant.

 Also read: Good news: Finance Minister launches Kisan Loan Portal, now subsidized loan will be available easily

Farmers apply like this

Kisan Credit Card will be issued to the farmers after submitting the certificate, photo, and filled application form to the bank. KCC will be issued within 15 days of submission of the application form.

The interest rate of a KCC loan ranges from two percent to an average of 4 percent.

KCC loan interest starts from two percent. On average it goes up to 4 percent. The interest rate also depends on how much time the farmers can repay the KCC loan. If the farmers pay within a short time, they can get a loan of up to Rs 3 lakh at a very easy rate of 4 percent. Along with this, farmers also get the benefit of insurance.

If you also want to get the benefit of PM Kisan Samman Nidhi Yojana, then you should complete your documentation work today... Various schemes are run by the government to provide financial assistance to the farmers. One of these schemes is PM Kisan Samman Nidhi... Under this scheme, farmers of our country are provided with assistance of Rs. 6,000 each year... An amount of 2-2 thousand rupees is sent through this scheme.

14 Instalments of PM KISAN SAMMAN NIDHI YOJNA has been sent

So far 14 instalments have been sent under the scheme. At present, the farmers are eagerly waiting for the 15th instalment. Which can reach their accounts soon. But, if you have not yet done e-KYC or have made some mistake while filling the form, then you will not get the benefit of the scheme.

15th instalment of PM KISAN NIDHI YOJNA is getting delayed

If you are viewing your details on PM KISAN SAMMAN NIDHI PORTAL. Also, waiting for the state's approval for your upcoming instalment, it will take some time for you to get the amount of Rs 2000. Because the approval has not yet been given by the state government. The state government will verify your documents and give a request for a transfer sign to the centre. Those who have not received the money due to state approval will include those farmers who have not been able to properly document their agricultural land. Along with this, farmers who have not been able to register agriculture.

Prime  Minister Narendra Modi Ji has issued the 15th instalment of Prime minister Kisan Samma Nidhi. Let you inform that, Farmers can have a check on their bank account. All those farmers who have been waiting for  the 15th instalment of Prime minister Kisan Samma Nidhi, the wait is now over. PM Narendra Modi has transferred the grant money to their accounts. More than 8 crore farmers have been provided benefits under this scheme. Around 18 crores of money has been transferred under this scheme. Pradhan Mantri Modi has transferred this installment by pressing a button from Khunti in Jharkhand. The main aim of this scheme is to provide financial aid to farmers. Farmers are provided this aid to fulfil their needs of agriculture and other sudden emergencies. 

Farmers will get here the aid

If any farmers want any information about this scheme, they can surely drop an email at pmkisan-ict@gov.in . Also apart from this, they can contact on helpline number 155261 or 180011556 or 011-23381092.

Farmer brothers can avail loan through Kisan Credit Card. Through this card, farmer brothers get loans at affordable rates. Various works are being done by the government to help the farmers, one of which is the Kisan Credit Card. Farmer brothers get loans at very low interest rates through this card. What should be the age of farmers applying for Kisan Credit Card? Also, what documents are required. We will tell you this through this news.

Through Kisan Credit Card, loans up to Rs 3 lakh are easily available at affordable interest rates. The interest rate on this loan starts from 7 percent. At the same time, farmers who repay the loan on time are given a rebate of up to 3 percent in the interest rate. In this way, only a 4 percent interest rate has to be paid on the loan taken from Kisan Credit Card. 

Eligibility for Kisan Credit Card.

To avail the benefit of Kisan Credit Card, the age of the farmer should be between 18 years to 75 years. The farmer should have at least 2 acres of agricultural land. Besides, it is also necessary for farmer brothers to have a bank account. To apply for a Kisan Credit Card, the farmer is required to visit the branch of the concerned bank. Through the Kisan Credit Card, farmers can get the necessary funds for agricultural work. Farmers can use this loan for fertilizer, seeds, agricultural machines, animal husbandry and fish farming etc.

Document required to make KCC.

PAN Card

Aadhar Card

Ration Card

Voter ID 

Bank account information

Documents related to agricultural land 

Under the Kisan Samman Nidhi Yojana the central government has taken a big decision to double this monetary amount. Earlier farmers used to be given 6000 rupees yearly. Let's who can avail this benefit. 

The central government has decided to make a major change in pm Kisan Samman Nidhi Yojana. Under the PM Kisan Samman Nidhi Yojana to help the farmers financially a sum of 6000 yearly will be given to farmers. But recently the central government has increased this amount to 12000 rupees for Rajasthan. On the 20th November 2023 in the Hanuman Nagar of Rajasthan Prime Minister Modi said during one of his election campaigns that “In Rajasthan BJP has decided to buy crops on MSP. And bonuses will be provided to farmers.”

How much money will be given in the Kisan Samman Nidhi Yojana

Rajasthan has been in political heated environment recently because the vidhan sabha elections are in the near future. Because of this PM Modi went on a tour to Rajasthan and made various announcements for farmers. PM Modi said that Congress has led farmers into a vicious cycle of debt. He added that Congress has to answer about the lakhs of hectares of cotton crop wasted. And he said that people who have robbed farmers will not roam around freely. Due to these factors the produce in Rajasthan will be bought on MSP. Along with this bonus will also be provided. Under the PM Kisan Samman Nidhi Yojana the monetary amount is also increased to 12000.

Crores of Rupees are being spent by the government to make fertilizer cheaper.

In the Rajasthan election campen PM Modi also said that for helping the farmers his government will always be ready. He said that to make fertilizer cheaper for every farmer the government is spending crores of rupees. Also so that the farmer gets cheap and good quality fertilizer without having to search for it. He also mentioned that worldwide one sac of urea costs around 3000 rupees but in India 1 sac of urea cost less than 300 rupees for the farmers.

Under the Pradhan Mantri Kisan Samman Nidhi Yojana, Rs 6000 is sent to the account of farmers every year. In the past, Prime Minister Narendra Modi transferred the 15th instalment of the PM Kisan Samman Nidhi Yojana to the farmers' account. Millions of farming brothers across India had benefited from this. Under the Pradhan Mantri Kisan Samman Nidhi Yojana, 6 thousand rupees are sent to crores of farmers across India every year. These funds are provided financial help in three instalments in the accounts of farmers . But there are many farmers who have not yet benefited from this instalment.

Eligibility of beneficiary for PM Kisan Yojana

The farmer who takes advantage of the scheme should be a citizen of India. The farmer needs to be owned by the land. The main area of the farmer's land should not be more than 2 hectares. At the same time, the farmer's family should not be in any government job. Apart from this, the annual income of the farmer's family should not be more than two lakh rupees.

These farmers will not be able to benefit

The 15th instalment of PM Kisan Samman Nidhi has not benefited from the farmers who did not apply for this scheme. The application of farmers was not accepted. Apart from this, farmers who violated the conditions of the scheme have not got the benefit of the scheme. If  Kisan is not able to take advantage of the scheme, then he should visit the official website of the scheme and see his name in the beneficiary list. If the name of the farmer is not shammalit in the beneficiary list, then he should apply for the scheme. The application form is present on the official website of the scheme.

The Modi government of the Center is running various schemes for the upliftment of farmers. Explain that one of them is the PM Kisan Maan Dhan Yojana. Under this scheme, the government provides pension to small and marginal farmers of India for better living in old age. The scheme was started by the Central Government in May 2019. Under this scheme, the government provides financial assistance to small and marginal farmers by giving a pension of Rs 3 thousand per month on completion of 60 years of age. This scheme is also known as Kisan Pension Scheme. In such a situation, if you also want to apply for this scheme, then you should be between 18 and 40 years old.

How much premium will have to be paid per month

To take advantage of this scheme, you must have arable land up to about 2 hectares. If the beneficiary dies under the scheme, the pension amount is transferred to his wife's account, which is about 1500 per month. The beneficiaries applying under the Kisan Maandhan Yojana also have to pay a premium per month, which is different according to the age group. If you are 18 years old, then you will have to pay a premium of Rs 55 per month. Similarly, those of 40 years of age will have to pay a premium of Rs 200 per month. Only after 60 years of age paying premium, this scheme can be benefited.

Necessary documents to avail the scheme

If you also want to get the benefit of PM Kisan Manadhan Yojana, then you must have some necessary documents. According to the plan, the beneficiary should have a bank account, which is connected to the Aadhaar card. Apart from this, you are also required to have documents like passport size photo, identity card, age certificate, farm measles Khatauni. Under this scheme, the amount received in old age will be directly transferred to the beneficiary's bank account. The main objective of the Pradhan Mantri Kisan Mahandhan Yojana 2023 is to make the farmers of India self -reliant in old age and strengthen the landless farmers.

Procedure to apply for honorary scheme

To apply for the scheme, first go to the official website maandhan.in. After this, go to the homepage and login. Then the applicant will have to fill his phone number to login the candidate. Tell that a new page will open as soon as you do this, where you have to enter your information. After this, click on Generate OTP. Fill the OTP on the registered mobile number in the empty box and submit the application form. Your form will be submitted as soon as you do this.